Modeled after the popular Austrian building savings program, an annual government bonus is granted on the amount deposited. Starting in 2012, the percentage ranges from a minimum of 4.25% to a maximum of 6.75%. The percentage set for each calendar year depends on interest rate trends in the capital markets and is calculated in the same way as the home savings bonus.
| Year | Highest possible premium-eligible contribution in EUR | Government subsidy (tax refund) in % | Highest possible premium in EUR |
|---|---|---|---|
| 2003 | 1.851,00 | 9,50 | 175,85 |
| 2004 | 1.901,00 | 9,00 | 171,09 |
| 2005 | 2.000,00 | 9,00 | 180,00 |
| 2006 | 2.066,00 | 8,50 | 175,61 |
| 2007 | 2.115,07 | 9,00 | 190,36 |
| 2008 | 2.164,64 | 9,50 | 205,64 |
| 2009 | 2.214,22 | 9,50 | 210,35 |
| 2010 | 2.263,79 | 9,00 | 203,74 |
| 2011 | 2.313,36 | 8,50 | 196,64 |
| 2012 | 2.329,88 | 4,25 | 99,02 |
| 2013 | 2.445,55 | 4,25 | 103,94 |
| 2014 | 2.495,12 | 4,25 | 106,04 |
| 2015 | 2.561,22 | 4,25 | 108,85 |
| 2016 | 2.676,89 | 4,25 | 113,77 |
| 2017 | 2.742,98 | 4,25 | 116,58 |
| 2018 | 2.825,60 | 4,25 | 120,09 |
| 2019 | 2.875,18 | 4,25 | 122,19 |
| 2020 | 2.957,80 | 4,25 | 125,71 |
| 2021 | 3.056,94 | 4,25 | 129,92 |
| 2022 | 3.123,04 | 4,25 | 132,73 |
| 2023 | 3.222,18 | 4,25 | 136,94 |
| 2024 | 3.337,85 | 4,25 | 141,86 |
| 2025 | 3.552,66 | 4,25 | 150,99 |
Sources:
Federal Ministry of Finance
Values from 2024: UNIQA
