Ad hoc announcement Raiffeisen Bank International AG / Keyword(s): Half Year Results/Weiteres Schlagwort Raiffeisen Bank International AG: Semi-Annual Financial Report 2015 Ad hoc announcement transmitted by DGAP – a service of EQS Group AG. The issuer is solely responsible for the content of this announcement. ------------------------------------------------------------------------------ - Net interest income of EUR 1,682 mn (down 13.9% y-o-y) - General administrative expenses decreased to EUR 1,388 mn (down 8.6% y-o-y) - Net provisioning for impairment losses increased to EUR 592 mn (up 4.3% y-o-y) - Profit before tax decreased to EUR 467 mn (down 9.8% y-o-y) - Consolidated profit decreased to EUR 288 mn (down 16.4% y-o-y) - Common equity tier 1 ratio: fully loaded 10.7%; transitional 11.4% - Leverage ratio: fully loaded 6.2%; transitional 6.6% Income Statement in EUR mn 1-6/2015 1-6/2014 Q2/2015 Q1/2015 Net interest income 1,682 1,954 862 820 Net provisioning for impairment losses (592) (568) (332) (260) Net interest income after provisioning 1,090 1,386 530 560 Net fee and commission income 745 765 385 360 Net trading income 2 9 64 (62) General administrative expenses (1,388) (1,519) (697) (691) Net income from derivatives and liabilities (10) (43) (29) 20 Net income from financial investments 61 78 (3) 64 Profit before tax 467 518 279 188 Profit after tax 326 371 226 100 Consolidated profit 288 344 204 83 Balance Sheet in EUR mn 30/06/15 31/12/14 Equity 8,783 8,302 Total assets 119,734 121,624 NPL ratio 11.9% 11.3% NPL coverage ratio 66.6% 67.4% Risk-weighted assets (total RWA) 69,950 68,721 Ratios 30/06/15 31/12/14 Common equity tier 1 ratio (transitional) 11.4% 10.9% Common equity tier 1 ratio (fully loaded) 10.7% 10.0% Total capital ratio (transitional) 16.6% 16.0% Total capital ratio (fully loaded) 16.0% 15.2% 1-6/2015 1-6/2014 Net interest margin 3.00% 3.33% Return on equity before tax 11.0% 8.6% Cost/income ratio 56.8% 55.3% Earnings per share in EUR 0.98 1.24 Resources 30/06/15 31/12/14 Employees (full-time equivalents) 53,233 54,730 Business outlets 2,781 2,866 The outlook remains unchanged. For further information please contact: Susanne E. Langer Head of Group Investor Relations Spokesperson Raiffeisen Bank International AG Am Stadtpark 9 1030 Vienna, Austria ir@rbinternational.com phone +43-1-71 707-2089 www.rbinternational.com 19.08.2015 The DGAP Distribution Services include Regulatory Announcements, Financial/Corporate News and Press Releases. Media archive at www.dgap-medientreff.de and www.dgap.de --------------------------------------------------------------------------- Language: English Company: Raiffeisen Bank International AG Am Stadtpark 9 A-1030 Vienna Austria Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: ir@rbinternational.com Internet: www.rbinternational.com ISIN: AT0000606306 WKN: A0D9SU Listed: Wien (Amtlicher Handel / Official Market) End of Announcement DGAP News-Service ---------------------------------------------------------------------------